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As a result, Australia is now reported to have some of the highest personal debt levels in the world.
Global comparisons of household debt usually look at the total owed as a percentage of net income.
That’s a total of 92.8% of our personal household debt spent on potential wealth-creation.
This means if the average person earns ,000 net, they are spending 9,600 per year.
While many other developed countries have seen a decline or “levelling out” of personal debt since the 2008 global financial crisis, Australia’s debt levels have continued to increase.
I contacted Direct Money who offered me a better interest rate than what I was paying and a lower monthly repayment.
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