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They'd hit it off right away, and he said he lived just outside of Phoenix, which seemed relatively proximate to a woman in remote Yuma, Ariz. First, he was traveling through India with his daughter.

Then the daughter became ill and had to be hospitalized.

"A low score doesn't mean someone is hopeless and you should cross them off the list." See related: Plastic love: How to protect your credit while online dating, Love me, love my debt?

In 2012, her lofty credit score of 730 plunged after a combination of unexpected medical bills and divorce led her to declare bankruptcy."When I told him about my credit, he reassured me that we have all been in bad financial situations and worked our way out of them." Five months later, "It hasn't impacted our relationship at all." While credit scores are important, Sprauve believes it's not a black-and-white issue."When you have the conversation, it's important not to focus on the score, but to understand the circumstances that led to the score: There is a difference between someone who has a [score of] 420 and laughs it off and someone who tells you their credit score is lower than they would like but they are working to fix it," he says.Please help us keep our community civil and respectful.For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers.

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On her second date with a man she met through an online dating service, Lauren was surprised when he revealed his credit score over dinner.