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However, you can still use the loan proceeds yourself to pay off an American Express credit card yourself.
Because American Express personal loans are only available to cardmembers with pre-approved offers, you won’t have to undergo a hard credit check when you apply.
American Express, on the other hand, will send funds directly to up to four different personal credit card accounts.
The lower the interest rate the better – that means more of your payments are going towards clearing the debt and not paying interest.Pay off a little extra every month, and you’ll be happy to see your balance shrink.It’s important that you pay the minimum on each card, but after that you should focus on one card and work away at it until it’s completely paid off.Advertiser Disclosure: Some of the offers that appear on this website are from companies which Value Penguin receives compensation.This compensation may impact how and where products appear on this site (including, for example, the order in which they appear).
You generally want to pay off the card with the highest interest rate, or the smallest balance.